excellence #6/7:

excellent discipline

Discipline in the Greek resemblance to the word “gemnatsu” where came the word gymnastic, which literary means, “the ability to subordinates the selves. Every successful person in the world read their biography, they are the people of discipline because there’s no shortcut to success. It takes perseverance to have discipline.

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It takes people who are not afraid of rejection. It takes people who will not afraid of failure because failure is not final therefore it is not fatal. Failure is an event it is not the person. Person who understands perseverance they will succeed because they are the discipline people. It also takes time to have an overnight success.

excellence #5/7:

excellent expectation

Excellent people have high expectancies on themselves. Losers never have it. Excellent people always think “what will I do to learn more?” Only excellent people force themselves to study. It’s not just to earn a degree but to learn and develop ourselves. One of the famous motivational speaker, Denis Waitley said “If you want to be a handicap for the rest of your life in the 21st century economy, be computer illiterate. Peter Drucker, the father of modern day management says this, “The 21st century illiterate is no longer the one who cannot read and write, the 21st century is the one who does not have the capacity to learn, relearn and unlearn”. Logical, an average human knowledge double every three and a half years, do you know that?

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Commercial muna, take 2...

Losers and winners, they have different expectation when it comes to money. Loser will always say “Pare, pera yata yan!” Winner will always say, “Pare, pera lang naman yan eh” Because winners understand there are more things important than money. Dignity of labor, word of honor, respect, faithfulness to the family, service to our country, those are the things money can’t buy.

excellence #4/7:

excellent motivation

Do you know what excellent motivation is all about? “It means letting your mind, and your heart dwell on the right thing”. There’s a shortcut word on it that is called INTEGRITY.


Sometimes integrity is only good to your ears, but it’s very hard to apply in real life. Well, if that's your philosophy I give you an advice, try to consult your bestfriend Merriam, whose last name is Webster and look up that word INTEGRITY and you will be surprise to find out what that word simply means, “a mathematical term that connotes wholeness” That is you’re the integral part of the whole. It means “NO CRACKs” It means our walk matches our talked, our life matches our lips. It also means “When I say I’ll do, I’ll do what I say. What I say I mean, I mean what I say”.

We are the only country that connotes to be, the only Christian country in the part of Asia that according to the United Nation survey, we are no. 2 in corruption. Maybe that would explain the reason why this country is still suffering from poverty right now. Maybe we are lack of the word intergrity.


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The greatest motivation that we can have is whenever we find our people trusting on us. It’s not just thinking of the salary or the money. I always believe that money will depreciates over time or will devaluate its value but character will appreciate over time. You’re reputation, your credibility and your name must be protected above the money. One thing about integrity is that you cannot mandate is, you can only motivate.

Any business along the way will fail but with excellent motivation you will never fail to have an absence of integrity. Perhaps integrity will always starts with the children. Children will not believe 100% you will say, but they certainly believe 100% they see. They do. Some people say “You can fool a fool, but you cannot kid a kid” That’s integrity is all about.

(Inspired by Mr. Francis Kong)

vous pouvez le faire*

"If you think you are beaten, you are,
If you think you dare not, you don't
If you like to win, but you think you can't,
It is almost certain you won't.

"If you think you'll lose, you're lost
For out of the world we find,
Success begins with a fellow's will-
It's all in the state of mind.

"If you think you are outclassed, you are,
You've got to think high to rise,
You've got to be sure of yourself before
You can ever win a prize.

"Life's battles don't always go
To the stronger or faster man,
But soon or late the man who wins
Is the man WHO THINKS HE CAN!"

*YOU CAN MAKE IT!

the loan

A lady walks into a bank in New York City and asks for the loan officer.She says she's going to Europe on business for two weeks and needs to borrow $5,000.

The bank officer says the bank will need some kind of security for such a loan, so the lady hands over the keys to a new Rolls Royce parked on the street in front of the bank.

Everything checks out, and the bank agrees to accept the car as collateral for the loan. An employee drives the Rolls into the bank's underground garage and parks it there. Two weeks later, the lady returns, repays the $5,000 and the interest, which comes to $15.41.

The loan officer says, "We are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away, we checked you out and found that you are a multimillionaire. What puzzles us is why would you bother to borrow $5,000?"

The lady replied, "Where else in New York can I park my car for two weeks for 15 bucks?"


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rule of 72

According to Albert Einstein (1879 - 1955) "Compound interest is the marvellous invention" of human kind. It can work for you, or against you. When you invest, it works for you. When you borrow, it works against you!

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The rule of 72 says that in order to find the number of years required to double your money at a given interest rate, you can just divide the interest rate into 72. For example, if you want to know how long it will take to double your money at two percent interest (average annual interest rate of banks), divide 72 by 2 and you will get 36 years. Too much waiting period right? But that's the reality.

The rule of 72 is really accurate, as long as the interest rate is less than twenty percent.

You can also do it backwards. If you want to double your money in six years, just divide 72 by 6 and you find that it will require an interest rate of about 12 percent. Get it?

Remender: "It's not how much money you make but how much money you save"

berg kills goliath

The difference between the poor countries and the rich ones is not the age of the country.

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What is the difference then?

The difference is the attitude of the people, framed along the years by the education & the culture.

On analyzing the behavior of the people in rich & developed countries, we find that the great majority follow the following principles in their lives:

1. Ethics, as a basic principle.
2. Integrity.
3. Responsibility.
4. Respect to the laws & rules.
5. Respect to the rights of other citizens.
6. Work loving.
7. Strive for saving & investment.
8. Will of super action.
9. Punctuality.

In poor countries, only a minority follow these basic principles in their daily life. We are not poor because we lack natural resources or because nature was cruel to us. We are poor because we lack attitude. We lack the will to comply with and teach these functional principles of rich & developed societies.